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Offering to Purchase Real Estate- the Basics It is absolutely essential that you include a closing date as part of your offer to purchase real estate. This is an important date in the contract and should not be considered lightly. If you’re obtaining financing and a mortgage approval, allow as much time as possible. With…

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If you’re in the market to buy a home, buying anything as expensive as a car is a no, no. Even if you feel you can afford the car payment, mortgage companies approve your mortgage based on their guidelines, not yours. Can I Buy A New Car If My Mortgage Has Already Been Approved? Let’s say…

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Can I Buy a New Car Now that Our Mortgage has been Approved? When buying a home, your first priority should always be to maintain your credit at current levels or decrease it. Buying a car with a loan or even cash is a no-no since it will change your debt-to-income ratio or reduce your…

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