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Title insurance protects the home owner and/or a lender (if there is a loan outstanding on the property) against any title defect or dispute that may arise. Lenders require title insurance to close on your home, but if you pay cash you don’t have to purchase title insurance – although we do not recommend that. Who should…

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When you have a signed contract to purchase real estate in Florida, you are going to need a settlement company or closing company. In Naples, Florida, the title company or attorney issuing the title insurance is usually chosen as the closing or settlement company. Most times the closing company will hold the buyer’s deposit and…

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